Save up to 49% on tax
Company Directors: Stop Overpaying for Life Insurance
Why pay personally when your company can? Save up to 49% on tax and National Insurance with Relevant Life Cover.
Company Directors: Stop Overpaying for Life Insurance
Why pay personally when your company can?
Most successful directors are unknowingly throwing money away on life insurance. You've built a thriving business, yet you're still paying life insurance premiums from your personal bank account using post-tax income.
There's a better way. Relevant Life Cover allows your company to pay the premiums as a business expense, potentially saving you up to 49% in combined tax and National Insurance contributions.
The Problem: You're Paying Too Much
Too Expensive
Paying from post-tax income means you need to earn significantly more to cover the same premium amount.
Not Written in Trust
Without proper trust arrangements, your family could face inheritance tax complications and delays.
Family at Risk
Poor planning leaves your loved ones financially vulnerable when they need security most.
Most directors are unaware that paying life insurance personally is one of the most tax-inefficient methods available. This oversight costs successful business owners thousands of pounds annually in unnecessary taxes.
The Solution: Let Your Company Pay
Company Pays Premium
Your business covers the life insurance premiums directly, treating them as a legitimate business expense.
Corporation Tax Savings
Premium payments reduce your company's taxable profits, saving Corporation Tax on every pound paid.
No Personal Tax Burden
Zero National Insurance or benefit-in-kind charges for you personally - it's completely tax-neutral.
Maximum Efficiency
Combined savings of up to 49% compared to paying premiums from your personal after-tax income.
Ready to get started?
6 common mistakes directors make with life insurance
Paying personally instead of through the company
Not placing cover in trust
Choosing a standard personal policy
Overlooking Corporation Tax relief
Failing to review cover as the business grows
Assuming Relevant Life Cover is only for large companies
Why Choose Relevant Life Cover?
Written In Trust
Automatically structured for your family's benefit, ensuring tax-free pay outs that fall outside your estate for inheritance tax purposes.
Tax Free Payout
Your beneficiaries receive the full benefit amount without deductions, providing maximum financial security when it matters most.
Director-Focused Design
Specifically created for company directors and key employees, with eligibility criteria tailored to business ownership structures.
Family Financial Security
Ensures your loved ones maintain their standard of living, covering mortgages, education costs, and ongoing family expenses.
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